We utilize our initial meetings to help unravel all the different elements of your story so we can understand your money, and your life. What are your core values and beliefs? Who or what are the most important people, places, things? What do you worry about? What are you looking forward to? We take a thorough financial inventory of everything you own, what you owe and your current and future income. Then we use all of this information to start plotting out your next chapter in alignment with your unique needs.
This is where education and plan development come in. We explain where you’re at today, and how that connects to the plans we identified in our initial discussions. We explain your options and evaluate the tradeoffs of various decisions. Then we agree on a way forward, knowing that the decisions we’re making now are never permanent. Through all complex transitions, we encourage you to remain open to change. It’s important to create a flexible plan that keeps you in the driver’s seat. This is a key principle in our planning process.
This is where implementation happens, as we get your financial inventory organized. Getting your financial house in order and keeping it that way takes time and expertise, so we do the bulk of the heavy lifting for you. We insist on being accountable and organized – so we keep an ongoing list of action items – recognizing they will be done over time as they move to the top of your priority list. We don’t want to overwhelm you, so we take things one project at a time to ensure we’re partnering to make good decisions for the present, and future.
1-2 TIMES PER YEAR MINIMUM
After the design and implementation of your plan is complete, we’ll continue to meet 1-2 times per year. We expect you to keep us updated on any life changes relevant to your plan, and we of course do the same. We also realize that planning is an ongoing process with surprises along the way. So while we know a conversation about downsizing may not happen right away, it definitely impacts other decisions we might make. We consider future possibilities to keep potential plans in the forefront as we evaluate various planning decisions today.